hi @BlueBay as far as I know (which is next to nothing) we can't access our super until aged 65. I may be wrong. Perhaps there are exceptional circumstances.

I do know it is best to consolidate all your supers into the one account. I just picked a favourite one as the winner. Choice said one of my supers was no good so I got out of that one, rolled it over into another one.

If you have low amounts in various supers I don't think they perform well. It's better to have a larger amount in one fund.