I'm glad I consolidated my super into one today. I've been putting it off for months and years. It's a ghastly bureacratic task that scares me with all the fine print and I was scared to choose which one to rollover the others into. But I recently got notice the ATO will take my super from me in jUly 'cos it's too low so I was motivated to act.

I'm also glad my 'tough love' with my brother seems to have worked. It's been very draining and difficult but I've been really consistent and put a lot of energy into it and it seems to be working. for now at least.